Contents Insurance
If you rent your property furnished or part-furnished, you will need contents insurance. As these possessions are effectively a business asset, you should accurately be able to estimate the cost of replacing items should they be damaged or broken. You should be covered for the total cost of all your possessions, so that if there is a fire or other disaster that wipes everything out you will be recompensed appropriately.
Contents insurance will cover the possessions in your rental property against accidental damage, loss or theft.
The insurance does not cover any property owned by your tenant and therefore you should recommend to them that they take out their own insurance.
Ensure you are aware of the excesses that apply to different types of claims with different insurers. This will affect your decision on which policy to buy and how much the excess is may determine which items you feel are worth covering.
Always read your policy documents to check for exclusions.
Simply Landlord offers contents insurance alongside other types of landlord cover. It's easy to get quotes - just fill in a simple form online and we will instantly show you a range of quotes to choose from. All you need to do is check the policy to ensure it matches your requirements and then you can buy online!